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Go thousands of miles. Enjoy years of great memories.

Your first step. Your first day of school. The first time you realized you were really good at something. All those are pretty special moments. Your first car? That’s special, too. At Beacon FCU, our loans for young Texas drivers come with affordable rates, friendly repayment plans - and a guarantee that you'll remember this day for a very long time.

  • Young people ages 18 to 25 are eligible
  • Finance anywhere from $500 to $25,000
  • Repayment terms of up to 65 months
  • No co-signer or down payment required
  • Same loan rates as for other buyers
  • No payment required for 45 days
  • Borrowers must have acceptable credit and full insurance
  • Six months at current employer required, along with Direct Deposit


APR=Annual Percentage Rate. Beacon Federal Credit Union is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Membership is required. The rate and amount of loan are based on the applicant's creditworthiness; some restrictions may apply and subject to Beacon FCU's underwriting guidelines. Rates can vary without previous notice.

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