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Go ahead, pick out the perfect place.

It's out in the country. Or down by the water. Or in that attractive subdivision where your best friends live. The fact is, our part of Texas is rich with undeveloped property. At Beacon Federal Credit Union, we offer affordable loans that can help you buy open land for your next home or for other purposes.

  • Fixed-rate loans with 15-year maximum term
  • 10% minimum down payment
  • Borrow between $25,000 and $150,000 (up to 90% of property's market value or sales price, which-ever is less)
  • Finance land purchases for residential building or recreational purposes
  • Loan payment will not include taxes
  • Easily converts to a construction loan
  • Use to refinance existing land loans (no cash-out)
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