In observance of Columbus Day, our La Porte, Baytown, Seabrook offices, and the Call Center will be CLOSED on Monday, October 14, 2024. 

HEB Deer Park location will be OPEN. 

Regular Hours will Resume Tuesday, October 15, 2024.

 

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Fee Schedule

Our low fees provide maximum value

Beacon FCU Fee Schedule

Our comprehensive list of fees provides transparency and shows the great value of a Beacon FCU membership.

The fees listed below are effective 8/12/2024 and are subject to change.

Fee Schedule Service Fee
ATM (Non-Proprietary) Cash Withdrawal $2.50 each
Check Printing Fee Varies by Style
Teller Check Fee $2.00 each
Temporary Check Fee $5.00 for 8 checks
Cashier’s Check Fee $5.00 each
Overdraft Protection Fee $5.00 each
Return of Deposited Item Fee

Other than from member’s account at other financial institution = $10.00 each

From member’s account at other financial institution = $31.00 each

Check Cashing Fee Non-Members (applicable only to On-Us checks) $10.00 each
ECheck- expedite $5.00 each
Coin Machine

Members (applicable when daily total is less than $200.00 per day) = FREE

Members (applicable when daily total equals or exceeds $200.00 per day) = 5.00% of total

Non-Members = 20% of total

Notary Fee

Member = Free

Non-members = $6.00

Copy Fee (applicable to 3rd subsequent pages) $0.10 per page
VISA Unauthorized Liability/Error Dispute (decided against consumer) $25.00
Account Activity Printout Fee $2.00 each
Account Research Fee $25.00 per hour
Statement Copy Fee $5.00 per statement
Telephone Inquiry Fee $3.00 per call
Telephone Transfer Fee $3.00 per transaction
Stop Payment (processed by staff) $25.00 per item
Stop Payment (processed through PC Branch) $20.00 per item
Wire Transfer (domestic outgoing) $15.00 each plus fees
Wire Transfer (international outgoing) $60.00 each plus fees
Garnishment Fee $25.00 plus legal fees
Execution Fee $25.00 plus legal fees
Levy Fee $25.00 plus legal fees
Check Copy Fee $3.00 per check
Account Closed within 6 Months $5.00 per account
Rejected Check (or MICR line printed by outside company) $1.00 each
Safe Deposit Box Rental 3×5 = $25.00
3×10 = $35.00
5×10 = $50.00
7×10 = $60.00
10×10 = $75.00
Return Check $31.00 each
Return ACH $31.00 each
Courtesy Pay $31.00 each
Overdrawn Account (Visa Debit Card) $31.00 each
Collection Item $10.00 each
Return Mail $5.00 per item
Safe Deposit Box Replacement Key(s) $7.00 each plus trip fee
Safe Deposit Box Drill Price To Be Determined
VISA Debit Card Replacement $8.00 each
Credit Card Replacement $8.00 each
Account to Account (A2A) Outbound Transfer Fees $5.00
Expedited Bill Payment (electronic) $2.25 per item
Expedited Bill Payment (check) $20.00 per item
Return Bill Payment (check) $20.00 per item
Fresh Start Checking Service Fee $12.00 per month
Mail Paper Statement (Age 19-69) $2.00 per month
Inactive Account (12 months or more) $5.00 per month
Fax Charges

Local (area codes 713, 281, 832, 409) = $1.00 first 3 pages; $0.50 each additional page

Long Distance = $2.00 first 3 pages; $0.50 each additional page

International = Varies

Canadian monetary item processing fee $30.00 each

My First Auto Loan

**$250 cash back on every Auto Loan! 

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Youth Spending Accounts

  • No monthly fees
  • Your own ATM/Debit Card
  • Online and mobile banking
  •  Scholarship opportunities
  • Ages 10-18

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Scholarships

You’ve got class. We’ve got cash! Apply today: One of three $2,000 scholarships or One of three $1,000 scholarships!

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