Enjoy unparalleled purchasing power
Beacon FCU is looking out for you by offering excellent credit card options. You’ll be able to finance purchases while paying no annual fee, enjoying low interest rates, and building a strong credit profile.
Beacon FCU Visa® Credit Card
Low fees and rates.
A Beacon FCU Visa® Credit Card gives you secure purchasing power with low interest rates, no annual fee and no balance transfer fees.
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6-month introductory rate as low as 1.80% APR* on purchases and balance transfers
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After the initial 6-month period, rates as low as 13.05% APR* and no greater than 18.00% APR*
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Shop online or at millions of locations worldwide
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Chip technology safeguards your personal information and financial data
*APR= Annual Percentage Rate. The 6-month intro rate is as low as 1.80% Intro APR and no greater than 9.80% APR based on creditworthiness. The intro rate applies to the new Beacon Visa and is only valid on new balance transfers from other financial institutions and new purchases. After the first 6 billing cycles, the variable APR will vary with the market based on the Prime Rate 13.05% APR and no greater than 18.00% APR.
Share Secure Credit Card
Build or repair your credit score.
A Beacon FCU Share Secure Credit Card enables you to build or repair your credit over time, without paying an annual fee.
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Minimum credit amount: $500.00
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Maximum credit amount: up to $35,000.00 aggregate unsecured
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Share secured limit not to exceed share amount
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Applicants without a credit score will receive an interest rate based on a credit score of 630 at the time of application*
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Secure chip technology safeguards your personal information and financial data
*Any applicant who does not have a credit score will receive an interest rate based on a credit score of 630 at the time of application. For borrowers under 21 years old, the borrower must submit a written application with the following: Financial information indicating the consumer has an independent ability to make a required minimum payment on the proposed account or a signed agreement of a cosigner or joint applicant who is at least 21 years of age to be either secondarily liable for any debt on the account incurred by the consumer before he/she has attained the age of 21. Other restrictions may apply.
Youth Spending Accounts
- No monthly fees
- Your own ATM/Debit Card
- Online and mobile banking
- Scholarship opportunities
- Ages 10-18
Scholarships
You’ve got class. We’ve got cash! Apply today: One of three $2,000 scholarships or One of three $1,000 scholarships!