Home Page - Beacon Federal Credit Union

Your security is our top priority. There have been scam attempts in which individuals pretend to be Beacon Federal Credit Union team members. These scammers may call from unknown numbers or even spoof our official number (281.471.1782).

Do NOT share any sensitive information.
Hang up or delete the message right away.
We will NEVER ask for your credentials.
If you're unsure, call us directly at 281.471.1782

Fraud Alert: Beacon Federal Credit Union will never text you to ask you to call a phone number or click a link. Our fraud alerts will only ask whether you made a specific purchase. You will be asked to respond with Y for Yes or N for No. We will never request your account information, card details, PIN, password, or verification code by text.

Scammers are always looking for new ways to gain your trust. If you receive a suspicious message, do not click any links or call the number provided in the text. When in doubt, contact Beacon directly using the phone number listed on our official website or on the back of your card.

Stay cautious. Beacon is always looking out for you!

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Join Now Apply for a Loan

Purchase or Refinance!

Peace of mind comes free with every auto loan. Get **$250 cash back on every Auto Loan!

Get Started Today

Change the Atmosphere - Not the Address

Do it all with a HOME EQUITY Loan! Call or apply online today!

Ditch the High Interest Rate

Keep your points. Earn rewards with other credit cards and then save money with ours!

Chart Your Own Course

With an affordable RV Loan from Beacon FCU! Financing for new and used RVs, motorcycles, and more!

Youth Spending Accounts for Tweens and Teens!

Ages 10-18. Your own ATM/debit card!

We're Looking Out For You

Banking is better with Beacon. Join us and discover the benefits that come with membership.

Become a Member

Manage
My Money

Grow
My Savings

Build
My Credit

APR* as low as

3.39%

New & Used Auto

APR* as low as

9.50%

Line of Credit

APY** up to

3.75%

18-month Certificate

APY** up to

0.15%

IRA Savings

View All Rates Apply Now

Loan Calculator

Select Your Rate

Loan Type

Term

APR* as low as

Auto

65 months

3.39%

RV

48 months

6.19%

Motorcycle

48 months

5.19%

What's Your Loan Amount?

Loan Type

Auto Loan

Term

36 months

APR

4.99%

25,000.00

Your Monthly Payment is Only...

^$2014.80 for 36 months

Learn More Apply Now

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“The loan manager was very friendly and helpful with my vehicle refinance. I would recommend Beacon FCU to anyone seeking a refinance.”

Ricky R., La Porte, TX.

“I had the pleasure of working with Beacon FCU on a car loan. The process was quick and they answered all my questions. Buying a car can be stressful and it’s comforting to know I have someone on my side. Beacon went above and beyond to help me find solutions!”

Sabrina W., Deer Park, TX.

“Beacon FCU was very quick and efficient with my auto loan. They were honest, straightforward, and very happy to help and assist. I highly recommend Beacon for all your financing needs.”

Kimberly J., Deer Park, TX.

“I’ve been a Beacon FCU member for more than 30 years and I would recommend them to anyone looking for a good credit union. Great products and the best customer service.”

Michael D., Seabrook, TX.

“Even though I’ve only been a member for a short time, I really like Beacon FCU and feel very comfortable entrusting my finances with them.”

Hector B., Seabrook, TX.

*APR = Annual Percentage Rate

*APY = Annual Percentage Yield

All Rates & Terms are subject to change without notice.

Rates quoted as of 07/01/2026.

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