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When you need cash fast, we have the loan you need!

You can handle the unexpected fast; emergency rooms require money, flat tires need repairing, and cars break down. Unfortunately, none of these unforeseen expenses can wait until your next payday, and sometimes you don’t have enough money to pay for everything. That’s why we offer this convenient way to get cash when you need it.

  • $20 Application fee - cash upfront to all applicants (non-refundable)
  • No Skip-A-Pay allowed
  • Maximum 4 loans per member per calendar year.
  • Must have 6 months of continued employment.
  • The loan amount may not exceed 50% of gross monthly income.

*Restrictive Savings Account - Money must remain in the account for the loan duration and earn interest at the same rate as Beacon FCU's regular savings account. Membership is required. Rate and amount of loan is based on the applicant’s creditworthiness and subject to Beacon FCU’s underwriting guidelines. Rates can vary without previous notice. No in-house refinance. Other Restrictions may apply.

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