Unsecured Loans

Fast funding, when you need it most.

Beacon FCU offers members a variety of low-interest loans that can quickly provide you with emergency cash, or funds to complete a small house project, pay for schooling, buy new appliances, and more.

All of our loan options are designed to give you quick cash with affordable repayment terms.

• Signature Loans
• Teacher Loans
• Personal Line of Credit
• Anytime Any Day Loans

Which loan is right for you? Check out your options and apply today.

Signature Loans

Our low interest rates make the difference.

A Beacon FCU Signature Loan is a versatile way to help you pay for a variety of expenses, or if you want to consolidate debts to make payments more affordable.

• No collateral needed
• Competitive low interest rates
• Use funds for emergencies, small projects, vacations and more

• Consolidate past-due bills
• Pay off higher interest credit cards
• Allowed two Skip-A-Pays per calendar year

Apply Now   View Rates

Teacher Loans

We’re looking out for educators!

Beacon FCU provides low-interest loans to teachers that can ease their worries about money while allowing them to focus on their students.

• No collateral needed
• Borrow from $500.00 to $2,000.00
• Low rates start at 2.25% APR*
• 12-month repayment period

• Ideal for paying off high-interest credit card debt
• Automatic payment from Beacon FCU account required
• **Must present pay stub or other proof of school district employment
• Allowed two Skip-A-Pays per calendar year

Apply Now   View Rates

Personal Line of Credit

Access cash at a great low rate.

Use this open-end source of funds for quick cash when needed for large or unexpected expenses. Pay back what you owe to free up more credit.

• No collateral needed
• Low interest rates starting at 9.50% APR*
• Revolving line of credit
• No origination fee

• No penalties for paying off early
• Free up your cash flow
• Get savings right from the start

Apply Now   View Rates

Anytime Any Day Loans

Get extra cash—anytime you need it.

Beacon FCU is looking out for you by offering loans at low-interest rates for those times when you have unexpected expenses.

• No collateral needed
• Low interest rates start at 7.95% APR*
• Loan terms up to 12 months
• Easy online application
• Allowed two Skip-A-Pays per calendar year

Apply Now   View Rates

*APR = Annual Percentage Rate. Beacon Federal Credit Union is an Equal Opportunity Lender. Membership is required. The rate and amount of the loan are based on the applicant's creditworthiness; some restrictions may apply and are subject to Beacon FCU's underwriting guidelines. Promotional rates can be suspended or changed at any time. Rates can vary without previous notice.

Teacher Loan- **Member must present a valid work contract, paycheck stub, or other proof of school district employment at the time of loan origination.