Policies that cover you, your family, your assets
Beacon FCU is looking out for you and your family by providing affordable insurance protection for those times when things don’t go as planned.
We offer the following insurance services:
TruStage® Life Insurance
Ensure your family’s long-term financial stability
Beacon FCU knows its members are always preparing for the future. That’s why we’ve teamed with TruStage® Insurance to offer life insurance protection for your spouse and children if you aren’t there to provide for them.
Why get a quote from TruStage®?
- TruStage® is an industry leader, offering favorable rates to credit union members for more than 80 years.
- Compare policies offering different types of coverage.
- Instantly compare quotes based on your budget.
- Apply online or by phone.
- 24/7 claims service with fast response.
TruStage® Health Insurance
Affordable plans from a trusted source
If your employer doesn’t offer health benefits, you can obtain affordable health insurance coverage from TruStage®.
TruStage® Health Insurance features:
- Open enrollment period runs from November 1 until December 15.
- Potentially save hundreds of dollars* per month in comparison to similar policies.
- About 83% of consumers who enrolled last year qualified for subsidies.**
- Health insurance services are available for TruStage® through GoHealth LLC.
Call 1-888-416-2166 to speak with a GoHealth advisor and find the right health insurance plan for you and your family.
*Families who qualified for the Advance Premium Tax Credit saved an average of $383 per person per month on their health insurance when they shopped through the health insurance marketplace (based on CMS 2017 open enrollment data).
**83% of those who enrolled qualified for the Advance Premium Tax Credit to lower the cost of their health insurance (based on CMS-2017 OE data).
Vehicle Protection
Save hundreds to thousands on repairs
Beacon FCU is looking out for you by offering insurance protection in the event of an unexpected vehicle breakdown. A Major Mechanical Protection Plan can help you save on major car repairs.
Major Mechanical Protection Plan features:
- Coverage begins when manufacturer warranty expires.
- Covers labor and parts.
- Get work done at any repair shop or dealership.
- Affordable cost that can be rolled into your monthly auto loan payment.
Auto Loan Protection
Assistance when you need help with loan payments
In the event of a disabling injury or an economic hardship, an Auto Loan Protection Plan through Beacon FCU can help you continue making monthly payments.
Auto Loan Protection Plan features:
- Make your monthly payments or pay off your entire loan.
- Protect your credit rating.
- Prevent late fees.
- Protect your family and your possessions.
- Free-up extra cash.
- Pay benefits in addition to any other insurance you may have.
Guaranteed Asset Protection
Covers more than traditional auto insurance
While your auto insurance can help with collision and liability costs, it may not cover you under more extreme circumstances. That’s why Beacon FCU offers Guaranteed Asset Protection coverage.
Guaranteed Asset Protection features:
- Provides coverage if your vehicle is stolen or damaged beyond repair.
- Pays the difference between your insurance company's payoff and what you still owe on your auto loan.
- Protects your finances so you have more to spend on a replacement vehicle.
- Available only if your vehicle was financed through Beacon FCU.
- Affordable fees can be rolled into your monthly loan payment.
Beacon Insurance
We’re looking out for you and your family.
Beacon Insurance Services LLC offers affordable rates on a variety of policies:
- Auto
- Homeowners
- Business
- Pets
- Travel
- Many more policies available
Compare insurance services and policies online and select the plan that’s right for you.
Youth Spending Accounts
- No monthly fees
- Your own ATM/Debit Card
- Online and mobile banking
- Scholarship opportunities
- Ages 10-18
Scholarships
You’ve got class. We’ve got cash! Apply today: One of three $2,000 scholarships or One of three $1,000 scholarships!