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Beacon FCU - Loans

Finance your next vehicle with Beacon Federal Credit Union.
Fuel your future and ignite your savings with $250 cash back when you do! 
  • Rates as low as 4.99% APR*
  • $250 Cash Back** 
  • 90 days payment delay 
  • **2 skip a pay in a calendar year 
  • 100% financing for qualified borrowers
  • Flexible financing terms that keep your monthly payments in check
  • Easy online application process
Your First Auto Loan: Your first step. Your first day of school. The first time you recognized your exceptional talent. Each of these holds significant meaning. And your first car? It's equally as memorable.
  • Young people ages 18 to 25 are eligible
  • Finance anywhere from $500 to $25,000
  • Same loan rates as for other buyers
  • No payment required for 45 days
  • Terms up to 65 months
  • No co-signer or down payment required
  • Six months continuous employment, along with Direct Deposit
There are 1,000 reasons you could use some extra money. 
  • Low Rates Start at 7.95% APR .* With rates like these, you'll have extra cash in your pocket to tackle any unexpected expenses.
  • Loan Term Up to 12 Months. Our flexible loan terms allow you to choose a repayment schedule that fits your budget and timeline so you can borrow with confidence.
The card that literally makes something out of nothing
  • Six-month introductory rate as low as 1.80% Intro APR* on purchases and balance transfers
  • After the initial six-month, rates as low as 13.05% APR* and no greater than 18.00% APR*. 
  • Shop online or at millions of locations worldwide
  • Contactless tap and go technology
  • Manage accounts with card controls
  • VISA global service 
When you submit your information below, our Beacon team will reach out and guide you through the process.
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Loan Offers

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Disclosures

APR*= Annual Percentage Rate.  Beacon FCU is an Equal Opportunity Lender. Membership is required. The rate and amount of the loan are based on the applicant's creditworthiness; some restrictions may apply and are subject to Beacon FCU's underwriting guidelines. **Cashback promotion excludes auto loans currently financed at Beacon Federal Credit Union. Rates can vary without previous notice. **Skip a Pay *A fee will be assessed per loan. Interest and finance charges will continue to accrue on your loan(s) during the month you skip your payment, and the term of your loan(s) will be extended. 

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