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Beacon FCU - Loans

Get the financing you need to realize your dreams.
Auto Loans- get your motor running and your heart pumping with our rates as low as 4.99% APR*
  • $250 Cash Back** 
  • Financing for new and used cars, trucks, SUVs and vans
  • Competitive rates
  • 100% financing for qualified borrowers
  • No payments for 90 days
  • Flexible financing terms that keep your monthly payments in check
  • Easy online application process
Your First Auto Loan: Your first step. Your first day of school. The first time you recognized your exceptional talent. Each of these holds significant meaning. And your first car? It's equally as memorable.
  • Young people ages 18 to 25 are eligible
  • Finance anywhere from $500 to $25,000
  • Same loan rates as for other buyers
  • No payment required for 45 days
  • Terms up to 65 months
  • No co-signer or down payment required
  • Six months continuous employment, along with Direct Deposit
There are 1,000 reasons you could use some extra money. 
  • Low Rates Start at 7.95% APR .* With rates like these, you'll have extra cash in your pocket to tackle any unexpected expenses.
  • Loan Term Up to 12 Months. Our flexible loan terms allow you to choose a repayment schedule that fits your budget and timeline so you can borrow with confidence.
The card that literally makes something out of nothing
  • Six-month introductory rate as low as 1.80% Intro APR* on purchases and balance transfers
  • After the initial six-month, rates as low as 13.05% APR* and no greater than 18.00% APR*. 
  • Shop online or at millions of locations worldwide
  • Contactless tap and go technology
  • Manage accounts with card controls
  • VISA global service 
When you submit your information below, our Beacon team will reach out and guide you through the process.

Loan Offers

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APR*= Annual Percentage Rate.  Beacon FCU is an Equal Opportunity Lender. Membership is required. The rate and amount of loan are based on the applicant's creditworthiness; some restrictions may apply and subject to Beacon FCU's underwriting guidelines. **Cashback promotion excludes auto loans currently financed at Beacon Federal Credit Union. Rates can vary without previous notice.

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