Grow Your Next Chapter Where It Matters Most — At Home
Looking for a smarter way to buy? Beacon’s 20-Year Non-Conforming Loan makes homeownership more affordable with fewer strings attached.
-
Only 5% down
-
No Extra Fees. No PMI (Private Mortgage Insurance)
-
No escrow requirement
-
Loan amounts up to $350,000
-
Fixed 20-year term
This is home financing that puts you in control. No unnecessary fees. Just flexible, local lending from a credit union that’s got your back.
Apply for a home loan and enter to win a $500 gift card. Terms apply.* See below for entry to win criteria.
Disclosures: Beacon Federal Credit Union is an Equal Opportunity Lender. Membership is required. Loan rates, terms, and amounts are subject to credit approval and may vary based on individual creditworthiness; some restrictions may apply and are subject to Beacon Federal Credit Union's underwriting guidelines. Rates can vary without prior notice.
Disclaimer:
*No purchase is necessary to enter or win. All entries have an equal chance of winning, and the odds of winning are based on the number of entries.
Eligibility: Must be 18 years or older and a legal resident of Texas to win. Beacon Federal Credit Union members, Board Members, Supervisory Committee Members, and their immediate family members are not eligible. This contest is subject to all applicable federal, state, and local laws and regulations. To qualify, the winner must be in good standing with Beacon Federal Credit Union, without any loan delinquencies or negative balances on primary accounts. Void where prohibited.
To Enter: The contest starts on July 1, 2025, at 12:00:01 a.m. Central Time (CT) and ends on August 30, 2025, at 11:59:59 p.m. CT. Any Beacon Federal Credit Union member who funds a real estate loan of $25,000 or more during the promotional period will receive one entry into a drawing for a $500 gift card. Individuals may also enter the drawing by mailing a 3x5 postcard with their name, address, and phone number to:
**Beacon Federal Credit Union**
-
Mortgage Loan Applicant
-
P.O. Box 1704
-
La Porte, TX 77571
All postcard entries must be postmarked by August 30, 2025.
Prize: One (1) Grand Prize winner will receive a $500 gift card.
Winner Selection: The drawing will take place on or before October 1, 2025. The winner does not need to be present to win. They will be contacted by phone, email, or mail within five (5) business days after the drawing date. Winners must contact Beacon Federal Credit Union, sign a publicity release, and either provide a photo or have one taken within five (5) business days of being notified of their win; otherwise, they will forfeit their winnings, and a new winner will be chosen. Winners' photos and first names may be shared on social media or used for marketing purposes after receiving their winnings, without any additional compensation.
Miscellaneous: No transfer, assignment, or substitution of prizes (or any part of them) is allowed unless determined solely by Beacon Federal Credit Union in the event of prize unavailability or other circumstances. In such cases, prizes will be replaced with those of equal value. Other restrictions and qualifying criteria may apply. Membership with Beacon Federal Credit Union is required. Beacon Federal Credit Union reserves the right, at its sole discretion, to cancel or discontinue this contest at any time for any reason. 1099 forms will be issued to the winner the following January.
Contest Sponsor: Beacon Federal Credit Union, 2901 Sens Rd, La Porte, TX 77571. Consumers may request a list of all winners at the above address.
Youth Spending Accounts
- No monthly fees
- Your own ATM/Debit Card
- Online and mobile banking
- Scholarship opportunities
- Ages 10-18
Scholarships
You’ve got class. We’ve got cash! Apply today: One of three $2,000 scholarships or One of three $1,000 scholarships!