3 Smart Habits to Keep Your Accounts Secure

In today’s digital world, securing your personal information isn’t just smart—it’s essential. At Beacon Federal Credit Union, we’re always looking out for you, and that includes helping you stay one step ahead of fraud. Whether you're banking online, shopping on your favorite apps, or checking your credit score, protecting your accounts is easier when you follow these three simple steps:

1. Create Strong, Unique passwords

Your password is often your first line of defense against unauthorized access. Here’s how to make it count:

• Use a mix of uppercase and lowercase letters, numbers, and special characters.
• Avoid using easily guessed words like birthdays, names, or “123456.”
• Don’t reuse the same password across different platforms.

???? Pro Tip: Consider using a secure password manager to store and generate strong passwords on your behalf.

2. Enable Two-Factor Authentication (2FA)

Add an extra layer of protection to your accounts with two-factor authentication or biometric verification. With 2FA turned on, even if someone gets hold of your password, they’ll still need a second verification method to access your account.

Use:

• Text message codes
• Authenticator apps (like Google Authenticator or Authy)
• Fingerprint or Face ID on mobile devices

It’s a simple step that adds significant peace of mind.

3. Monitor Your Account Activity

Keeping an eye on your accounts is one of the easiest ways to catch fraud early. Make it a habit to:

• Review your transaction history regularly.
• Set up custom alerts for unusual activity, large purchases, or login attempts.
• Report anything suspicious immediately.

???? With tools like Beacon’s online and mobile banking, staying informed is easier than ever.

Stay Vigilant, Stay Protected

Cybersecurity isn’t about being perfect; it’s about being prepared. By following these tips, you can actively reduce your risk of identity theft and account fraud.

Your security matters, and taking a few simple steps today can save you from major headaches tomorrow. From creating strong passwords to enabling two-factor authentication (2FA) and monitoring your accounts, these habits can go a long way in protecting your financial future.

At Beacon Federal Credit Union, We're Looking Out for You!

Stay safe, stay informed, and remember, you’re never alone when you bank with Beacon.