A checking account that dares to pay you big dividends
Want to earn reward money? Capture an outlaw, make a daring rescue or return a millionaire's missing wallet. But there's an easier route. With our Rewards Vision Checking, you can earn a lot of extra cash by making a dozen monthly debit card purchases and taking a few other simple steps.
- 1.00% APY** on balances up to $20,000
- 0.05% APY** on balances $20,000.01 and up
- 0.00% APY** if requirements are not met
Easy Requirements
- Complete 12 debit card purchases that post to and clear your Beacon Federal Credit Union account within the monthly qualification cycle
- Activate one continuous ACH Direct Deposit or Auto Debit which posts to and clears Vision Reward account during monthly qualification cycle
- Enroll in and receive monthly e-Statements
Monthly Qualification Cycle Dates*
| Beginning Date | End Date |
|---|---|
| December 31, 2022 | January 30, 2023 |
| January 31, 2023 | February 27, 2023 |
| February 28, 2023 | March 30, 2023 |
| March 31, 2023 | April 28, 2023 |
| April 29, 2022 | May 30, 2023 |
| May 31, 2023 | June 29, 2023 |
| June 30, 2023 | July 29, 2023 |
| July 30, 2023 | August 30, 2023 |
| August 31, 2023 | September 29, 2023 |
| September 30, 2023 | October 30, 2023 |
| October 31, 2023 | November 29, 2023 |
| November 30, 2023 | December 29, 2023 |
| December 30, 2023 | January 30, 2024 |
Courtesy Pay and Overdraft privileges are only available on accounts in good standing. Rate quoted as of August 19, 2020. Rates and monthly qualification cycle dates are subject to change without notice. Reward Rate of 1.00% APY will be paid during each monthly cycle when the minimum qualifications are met. ATM refunds credited when all qualifications are met; only US ATMs -International ATMs do not qualify. Maximum five dollars ($5.00) per transaction and twenty dollars ($20.00) monthly maximum. Base rate of 0.05% APY will still function as a checking account however it will not receive ATM fee refunds for that time period.
*Transactions must be cleared by the qualification end date.
Features Shared By All Our Checking Accounts
- Free Online Banking and Mobile Banking
- Access to thousands of ATMs across the country and worldwide
- Free debit card with EMV chip technology for added security
- Monthly eStatements detailing your account activity
** Annual Percentage Yield
