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A loan with the convenience of auto-pay, which reduces the rate by 0.25% APR*

Auto Loans RV Loans Four Wheelers & Motorcycles
Boat Loan Classic Cars Loans Personal Loans

Low rates, we have them!

Take advantage of our low rates; two skip a pay per year, and no payment for 90 days (collateral loans only) unsecured loans get up to 45 days before the first payment.

You can be pre-approved over the phone, or by clicking here.


It's time to lower your Loan Rate!

Sometimes more isn’t better! Lower your monthly payment at Beacon Federal Credit Union!
Give us a call at 281.471.1782, and one of our loan experts will guide you through the process.


APR= Annual Percentage Rate. Membership is required. 0.25% discount for automatic payments set up from a checking or savings account when the loan is originated. Rate and amount of loan are based on the applicant’s creditworthiness and subject to Beacon FCU’s underwriting guidelines. Rates can vary without notice. In-house refinance is a $199.00 fee or add $1,201.00 new money to your current BFCU loan to avoid a fee. Ninety-day no payment option available for collateral loans. Forty-five days no payment for unsecured loans. Interest will begin to accrue the date the loan is funded. Loans not eligible for the .25% discount are real estate, credit cards, and share/certificate secured. Other Restrictions may apply.

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