Beacon FCU - Loans
Get the financing you need to realize your dreams.
Auto Loans- get your motor running and your heart pumping with our rates as low as 4.99% APR*
- $250 Cash Back**
- Financing for new and used cars, trucks, SUVs and vans
- Competitive rates
- 100% financing for qualified borrowers
- No payments for 90 days
- Flexible financing terms that keep your monthly payments in check
- Easy online application process
Your First Auto Loan: Your first step. Your first day of school. The first time you recognized your exceptional talent. Each of these holds significant meaning. And your first car? It's equally as memorable.
- Young people ages 18 to 25 are eligible
- Finance anywhere from $500 to $25,000
- Same loan rates as for other buyers
- No payment required for 45 days
- Terms up to 65 months
- No co-signer or down payment required
- Six months continuous employment, along with Direct Deposit
There are 1,000 reasons you could use some extra money.
- Low Rates Start at 7.95% APR .* With rates like these, you'll have extra cash in your pocket to tackle any unexpected expenses.
- Loan Term Up to 12 Months. Our flexible loan terms allow you to choose a repayment schedule that fits your budget and timeline so you can borrow with confidence.
The card that literally makes something out of nothing
- Six-month introductory rate as low as 1.80% Intro APR* on purchases and balance transfers
- After the initial six-month, rates as low as 13.05% APR* and no greater than 18.00% APR*.
- Shop online or at millions of locations worldwide
- Contactless tap and go technology
- Manage accounts with card controls
- VISA global service
When you submit your information below, our Beacon team will reach out and guide you through the process.
Disclosures
APR*= Annual Percentage Rate. Beacon FCU is an Equal Opportunity Lender. Membership is required. The rate and amount of loan are based on the applicant's creditworthiness; some restrictions may apply and subject to Beacon FCU's underwriting guidelines. **Cashback promotion excludes auto loans currently financed at Beacon Federal Credit Union. Rates can vary without previous notice.